Home Insurance in Charlotte, NC: Protect Your Home and Belongings

Owning a home in Charlotte comes with pride—and responsibility. Home insurance provides financial protection against unexpected events like fire, theft, storms, or accidents, helping you safeguard your property and belongings.

What Does Home Insurance Cover?

Most home insurance policies include:

• Dwelling Protection: Covers damage to your home structure from covered perils.
• Personal Property: Protects your belongings like furniture, electronics, and clothing.
• Liability Coverage: Provides protection if someone is injured on your property.
• Additional Living Expenses: Covers temporary housing if your home is uninhabitable due to damage.

Factors That Affect Your Premium in Charlotte:

• Home location and risk of natural disasters
• Home value and rebuild cost
• Deductible amount and coverage limits
• Age and condition of your home
• Claims and credit history

Tips for Finding Affordable Coverage:

• Compare multiple insurance providers
• Ask about discounts for home safety features
• Review your policy annually to ensure it meets your needs

Protecting your home is more than just insurance, it’s peace of mind. At Tillman Insurance Advisors, our trusted agents help Charlotte homeowners find coverage that fits their unique needs and budget.